Prepare for 3D Secure 2

With the previous standard, 3D Secure, the customer experience was significantly affected for the sake of security. That’s why the major card players -Mastercard, Visa, American Express, UPI, Diners Club, Discover, JCB and Carte Bancaire- saw the new requirements of PSD2 as an opportunity to work on smoothing the user experience too. With 3D Secure v2, the card schemes introduced a method that, thanks to the new authentication technology, promises not only fewer cases of fraud, but also a higher conversion rate compared with the first version of 3D Secure.

Increase your conversion rate while adapting to the new regulations

3D Secure vs. 3D Secure 2 comparison

What are the concrete differences?

  • Better Fraud detection and control
  • Dynamic passwords
  • Improved support for mobile devices
  • Merchant opt-out
  • More flexibility for the merchant

What advantages does the customer have with 3D Secure 2?

  • Better customer experience
  • False Declines Reduction
  • Greater comfort due to risk-based authentication

The benefits of 3D Secure 2 for you

Enjoy a completely customizable and flexible payments solution for any platform business model.

Consistant and Flexible use across all end devices

We focus on a smooth and meaningful user experience across all channels, including wallets and apps

Superb user experience

Seamless -invisible- integration of the authentication process with the shopping experience to make the payment as frictionless as possible

Optimised data exchange

Our risk-based authentication module provides additional fraud protection while helping boost sales

Strong customer authentication as an EU-wide measure against fraud

There are many ways for companies to combat fraud actively, from anticipating and combating fraud through machine learning to manually checking payments. 

A particularly effective method is to perform comprehensive authentication to verify the identity of a customer before an online payment is even processed. 

There are three different types: single-factor authentication (e.g. using a password), two-factor authentication (e.g. using a unique authentication code combined with a password), or multi-factor authentication.

Learn more about Strong Customer Authentication - SCA

WE ARE HERE TO HELP
LET’S TALK!

Our Account managers will support you in the process of integrating Digital Payments Solutions to allow the best experience to your future Customers.


    I confirm I have read the Privacy Policy*.

    According to the Data Protection Act 2018 UK, we inform you that your data will be processed by PayXpert LTD (“PayXpert”), with registration number 09647756. You can freely and voluntarily provide the information requested in the form except for the fields that appear as mandatory. The non-introduction of the information requested as mandatory may have the consequence that your request can not be addressed. This information has the purpose of managing your request and/or complaints raised before it for which you are giving your explicit consent. We inform you that you may exercise your rights of access, rectification, erasure, object, portability, restriction in processing and to be forgotten by contacting PayXpert at externalisation@dpo-consulting.com.

    Let's talk about payments!

    START SELLING WITH PAYXPERT NOW!
    Scroll to Top