Legal Disclaimer

Legal notice


Payxpert LTD informs you that by browsing this website or using the services we offer through it, you acquire the condition of user and, therefore, these rules constitute a contract between Payxpert LTD and the user regarding to this in accordance with The Privacy and Electronic Communications (EC Directive) Regulations 2003 (PECR).

What does this mean?

  • As a user I declare that I’ve read and understand the content of this document.
  • As a user I declare that all the information I provide is true and accurate, without limitations, reservations or falsehoods; being solely responsible for the wrong, false or inaccurate information.
  • That to be able to contact through this website, the user accepts expressly and fully the following Terms of use and the Privacy and Cookies policy in which regards the purpose of processing of personal data that he / she decides to provide. The use and access to is free, without prejudice to the cost of connection through the corresponding telecommunications network provider that provides you access as a user.
Identity and ownership of the web.

Payxpert LTD (also as known as “PayXpert”) is the owner of the service, owner and manager of the website. Registered in UK under number 09647756 and registered offices at 30 Churchill Place, London E14 5RE United Kingdom, EC2Y 9DT, e-mail

PayXpert offers users access to the website and services of PayXpert (hereinafter, “Services”).

PayXpert, as a good start to a relationship with the user, wants to ensure he / she knows who is responsible for this site and how can we be reached, additionally without disregarding the fact that these conditions constitute a contract between PayXpert and the user regarding the use of this website in compliance with the provisions of The Privacy and Electronic Communications (EC Directive) Regulations 2003.

Conditions / terms of use

This is a contract.

The navigation on this website gives you, from the beginning, the status of user and will be considered expressly accepted, voluntary and without reservations. If you decide not to accept these conditions you must refrain from accessing and / or using the content and services offered by PayXpert on this website.

You can trust the legality of this website.

All legal texts of PayXpert have been drafted in compliance with the rules and regulations common to the United Kingdom and the quality standards in which regards consumers and the United Kingdom framework for claims management of consumption.

Intellectual Property

Who is the owner of the contents of this website?

The website, it´s pages and the information or elements contained (including, but not limiting to, its programming, editing, compilation and other elements necessary for its operation, designs, texts, graphics, icons, buttons, documents, photographs, drawings, graphic representations, information, sound and / or image files, source code and object code, among others), as well as logos, trademarks, trade names or other distinctive signs, industrial or any other signs susceptible of industrial and commercial use (hereinafter, the “Content of the Website”) are protected by intellectual or industrial property rights, of which PayXpert owns or holds a license or express authorization for its use and public communication by legitimate third-party owners of the same.

No mention or content on this Website may be understood as granting or giving, either by implication, occupation, derivation, assignation or in any other way, license or right over registered trademarks, except with prior authorization and in writing by PayXpert of said third party that is the owner of the Registered Trademarks.

These elements are not validly and legitimately copied or distributed for commercial use, nor may they be modified or included in other websites without the prior express authorization of PayXpert.

What limits or authorizations do we establish when using the contents of this website?

PayXpert authorizes the user to view the content of this website, as well as to make private reproductions (simple download and storage activity in their computer systems), as long as the elements are only intended to personal use.

The user undertakes the use of service and contents in a diligent and correct manner, in accordance with the law, morality, public order and these terms and conditions, as well as not to use it to carry out illicit or criminal activities, that violate the rights of third parties or that violate any rule of the legal system.

In any circumstances, it is understood that authorization or any license is granted, nor that a waiver, transfer, total or partial assignment of said rights is made, nor that any right or expectation of right is granted without prior, explicit and written consent by part of PayXpert or the legitimate owners thereof.

Specifically, the user is not authorized to proceed to the reproduction, total or partial reinterpretation, use, exploitation, distribution, alteration, dissemination, sale, for commercial purposes of the contents of this website without the prior express authorization of PayXpert or the corresponding owners. Any use not previously authorized by PayXpert will be considered a serious breach of the intellectual or industrial property rights of the author.

Links to Third Party Sites

This Website may contain links to other websites or quote the commercial name of collaborators who offer their services or products through this website and who in turn may be responsible holders of their own website to which the user decides to go (hereinafter, “Linked Sites”).

PayXpert is not responsible in any way for the management, conditions of use, content, errors or possible contradictions of information that may be found in the websites owned by linked sites through this website as independent service providers.

If the user decides to visit any linked sites, he/she recognizes and accepts that he/she does so at his/her own discretion and it is his/her exclusive responsibility to take all the necessary measures to protect himself/herself against viruses and other destructive elements that may arise, being also aware that they will be applicable conditions of use established by the website owner. Likewise, you agree to exonerate PayXpert from any responsibility for possible infringements of intellectual or industrial property rights of the owners of the Linked Sites, of any responsibility for the technical availability of the linked websites, the quality, reliability, accuracy and / or veracity of the services, information, elements and / or contents that you as a user can access.

Payxpert does not recommend, promote or identify itself, or guarantee, represent, sponsor or endorse any website linked to or owned by third parties that may be commercially named by users in the offer of products through this web.

Payxpert does not know the contents and services of the Linked Sites and, therefore, is not responsible directly or indirectly for the damages caused by the illegality, quality, outdated, unavailable, error and uselessness of the contents and / or services of the Linked Sites or for any other damage that is not directly attributable to PayXpert.

PayXpert will only be responsible for the contents provided in the Linked Sites to the extent that they have effective knowledge of the illegality and have not deactivated the link with due diligence. In the event that the user considers that there is a Linked Site with illicit or inappropriate content must inform us at the email address, without in any case this communication entails the obligation to remove the corresponding link.

Usage rules, rights and liability exclusions

As a user you agree to make appropriate use of the contents, services and tools that are accessible through this website, subject to the Law and these Terms of Use, respecting at all times other users. For this reason, you expressly agree to hold Payxpert without liability that may arise from the use of the Website Content on your part, which is not in accordance with these Terms of Use. use or with the current law in each moment that is applicable.

In case of total or partial breach by the user of these Terms of Use PayXpert reserves the right to deny access to without prior notice to the user.

As a user you must respect the theme and dynamics of the website, making appropriate use of the services and content. PayXpert authorizes you to view, download and print the Website Content always under the following conditions: The user undertakes to hold PayXpert blameless against any possible claim, fine, penalty or sanction that may be required to be borne as a result of the User’s failure to comply with the above-mentioned rules of use and Payxpert reserves the right to request compensation for damages that, where appropriate, corresponds.

PayXpert does not guarantee continued access, or the correct viewing, downloading or use of the elements and information contained in the pages of this website, which may be impeded, hindered or interrupted by factors or circumstances outside their control or beyond their control, or those that are produced by the existence of computer viruses on the Internet.

Privacy, data protection and cookies

PayXpert in compliance with the current regulations on the protection of personal data, as well as The Data Protection Act 2018 UK, it guarantees its fully compliant with the obligations set forth, as well as the implementation of the necessary security measures for adequate protection under the principle of proactive responsibility as the Person Responsible for Processing.

For more information about the treatment of your data it is important that you read and know the Privacy and Cookies Policy of this website.

We collect personal data through the contact forms, as well as through profiles on social networks.

In these forms, PayXpert informs the user of the existence and acceptance of the Privacy Policy, informing you of the identity of the Controller, and the address where he/she can be contacted and the possibility of exercising your rights of access, rectification, erasure or to be forgotten, object, or request limitation in the treatment, the purpose of the treatment and the personal data communicated to third parties where appropriate.

In the Cookies Policy we inform you that the website of PayXpert can use cookies (small information files that the server sends to the user’s computer that accesses this website) to carry out certain functions which are considered essential for the proper functioning and visualization of the site, to share on social networks, and in some cases gather data on which we perform our evaluation statistics and improvement proposals, as well as to coordinate the work of advertising segmentation. It is convenient that you read the Cookies policy to know which are permanent, temporary or session and can decide to uninstall those you consider appropriate. Under no circumstances will cookies be used to collect personal information.

Reservation of the right to modify the terms of use

PayXpert may modify these conditions at any time, considering the evolution of this website and the contents it offers, reserving the right to modify, add or delete at any time and

unilaterally. Some of these conditions of use, if deemed necessary, either for legal reasons, for technical reasons, or due to changes in the services provided or in the nature or disposition of the Website, without there being any obligation to notify or put in knowledge of the user said modifications, being understood as sufficient its publication on the website itself.

Likewise, Payxpert may impose limits on certain facilities and services or restrict their access to certain parts or to the entire Website, without the need to notify it previously, and without incurring any liability, either for reasons technical or security, to prevent or prevent unauthorized access, loss or destruction of data, or when we consider, in our sole discretion, that you have breached these Conditions or any applicable laws or regulations.

We want to make clear that any modification will have effect with respect to users who use this website or contract through it after that modification. That is why, at the end of these conditions, the last update date will always be published, so that the changes introduced will be effective as of that date. The continued use of this site after the publication of any change in these conditions will be considered acceptance of them.

Applicable legislation and jurisdiction

PayXpert with its headquarter in UK, which is why these legal conditions have been drafted according to UK legislation and applicable European Union regulations. In case of conflict, claims or complaints derived or related to your use of this Website will be subject to the aforementioned legislation, without prejudice to the principles that regulate the conflicts of laws applicable to each case.

If you access this site from a location outside UK, you are responsible for complying with all applicable local and international laws.

Legal disclaimer updated for the last time February 18th 2019.

How do I manage or disable Cookies?

Since cookies are not strictly necessary to navigate through this website (aside from the exempt ones explained in this document), the user can block or disable them, through the configuration of the options of your Internet browser. All browsers allow the change in the configuration of cookies. As a user you have the possibility to revoke at any time the consent given for the use of cookies by Payxpert, configuring your browser for this purpose. For cookies modifying the configuration of your browser, you can follow the instructions specified by each browser:

Also, if you do not want your data to be collected with Google Analytics, you can install your browser opt-out add-on. More information here.

Finally, the user can go to the portal Your Online Choices where, in addition to finding useful information, you can configure, provider by provider, your preferences on third-party advertising cookies.

Modifications and updates

Payxpert can update and modify this Cookies Policy in accordance with new requirements of the applicable regulations or with the purpose of adapting this policy to the instructions issued by the Competent Authority in Data Protection.

Responsibilities and exemptions

Payxpert is not responsible for the content, or the veracity, or the update of the privacy policies that may have the third parties mentioned in this cookie policy.

The web browsers are the tools in charge of storing the cookies and, it is from these sites where you must make your right to eliminate or deactivate them.

Payxpert cannot guarantee the correct or incorrect treatment of cookies by the above browsers.

In some cases, it is necessary to install cookies so that the browser does not forget your decision of not accepting them.

Payxpert will update the hyperlinks provided in this cookie policy on a regular basis. However, it is possible that, in some moments, these do not correspond with the latest version published by the developer of each browser.

It may happen that some cookies used on this website are not related to an express action of Payxpert. This is because some pages of the website have inserted content from third-party websites. Because, in such cases, the mentioned content comes from another website, Payxpert is not responsible for the configuration control of said cookies.

If you want to change your cookie configuration preferences, you should consult the websites of these third parties to obtain information, according to the information provided above.

If you want to have more control over the installation of cookies, you can install programs or add-ons to your browser, known as “Do Not Track” tools, which will allow you to choose the cookies you wish to allow. Another option is to use the “incognito” or “private” mode of your browser that minimizes the use of cookies, not saving them on your device.

For any questions or queries about this cookie policy, please do not hesitate in contacting us through the contact section.

Cookies policy updated for the last time May 8th 2018.

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