Prepare for 3D Secure 2

With the previous standard, 3D Secure, the customer experience was significantly affected for the sake of security. That’s why the major card players -Mastercard, Visa, American Express, UPI, Diners Club, Discover, JCB and Carte Bancaire- saw the new requirements of PSD2 as an opportunity to work on smoothing the user experience too. With 3D Secure v2, the card schemes introduced a method that, thanks to the new authentication technology, promises not only fewer cases of fraud, but also a higher conversion rate compared with the first version of 3D Secure.

Increase your conversion rate while adapting to the new regulations

3D Secure vs. 3D Secure 2 comparison

What are the concrete differences?

What advantages does the customer have with 3D Secure 2?

The benefits of 3D Secure 2 for you

Enjoy a completely customizable and flexible payments solution for any platform business model.

Consistant and Flexible use across all end devices

We focus on a smooth and meaningful user experience across all channels, including wallets and apps

Superb user experience

Seamless -invisible- integration of the authentication process with the shopping experience to make the payment as frictionless as possible

Optimised data exchange

Our risk-based authentication module provides additional fraud protection while helping boost sales

Strong customer authentication as an EU-wide measure against fraud

There are many ways for companies to combat fraud actively, from anticipating and combating fraud through machine learning to manually checking payments. 

A particularly effective method is to perform comprehensive authentication to verify the identity of a customer before an online payment is even processed. 

There are three different types: single-factor authentication (e.g. using a password), two-factor authentication (e.g. using a unique authentication code combined with a password), or multi-factor authentication.


Our Account managers will support you in the process of integrating Digital Payments Solutions to allow the best experience to your future Customers.

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