Cookies Policy

On this page you will find information on the Policy of collection and treatment of cookies from www.payxpert.com. The page you are visiting belongs to Payxpert.

Once all the information provided has been read, we inform the user that if he/she continues browsing through this website without having configured the browsers to prevent the installation of the cookies used by him/her, in the terms included in article 22.2 of Law 34 / 2002 of Services of the Information Society and Electronic Commerce, according to the wording of it given by Law 9/2014 of May 9, will be giving their consent for the use of cookies.

This Cookies Policy may be modified provided there are changes in the configuration and / or use thereof. Payxpert will always keep the updated version published on this website, stating its update date at the end of this page.

General information to the user: Definition and function of cookies

Cookies are usually a small piece of data sent from a website and stored on a user’s computer while the user is browsing the website. Although cookies cannot carry any viruses, they help us understand which sections of our websites are the most popular as they help show which pages are being visited and for how long. This helps us adapt our websites to provide more relevant and accessible information. For example, cookies allow us to ensure that the information displayed during your next visit to our websites will match up with your user preferences. You may configure your browser to accept all cookies, reject cookies, or notify you when a cookie is sent. Please note, however, that disabling cookies might affect your online experience and/or prevent you from taking full advantage of our site and some of its functionality. If you choose to restrict cookies you will have to provide certain information each time you visit our website and reset your preferences.

Advantages of cookies are:

  • Remembering the details as provided by the user.
  • Remembering user preferences.
  • Helping improve the website.
  • Cookies can be deleted by the visitor.
  • Cookies can be blocked by changing browser setting.
  • Cookies cannot carry any threat to the visitor’s device.

What types of cookies can be found on websites?

Exempt Cookies: These are the cookies on which it is not legally necessary to inform or obtain consent for their use. These are cookies that allow communication between the user’s equipment and the network, as well as those that strictly provide a service expressly requested by the user, such as:

  • user input cookies – cookies used to keep track of a user’s input. For example, the completion of a multi-page form, or a shopping basket on an e-commerce website.
  • authentication cookies – cookies used to identify a user once logged in to a website. But cookies used to “remember me” to avoid the need to log in for future visits are not considered “essential.”
  • user-centric security cookies – for example cookies used to detect the number of failed log-ins to a service specifically requested by a user.
  • multimedia player session cookies – cookies used to store technical information (for example network speed, quality and buffering) needed to play video or audio content requested by the user. This might include Flash cookies.
  • load balancing session cookies used to manage server load balancing. This would fall within the first bullet point above (the transmission of a communication).
  • UI customisation cookies – cookies used to remember preferences specifically set by a user (for example, language or display preferences set using a button or tick box) and not linked to other data such as the user’s username. The guidance is slightly contradictory here, but it appears to suggest that if the customisation applies longer than the session then the opinion states that consent is required, but this could be done by including a “uses cookies” message next to the button or tick box.
  • social media content sharing cookies – cookies used by social media plug-ins to identify users that are logged in to social media networks and which are used to enable them to share content using that social media network. These cookies should only persist for so long as the user is logged in or “closed browser” (it’s not clear how this equates with a user that asks the social media network to “remember me”), and the exemption will not apply where that cookie is dropped onto the device of a user who is not logged in.

Depending on who is the entity that manages the computer or domain from which the cookies are sent and treat the data obtained, the cookies can be:

  • Session cookies: Webpages have no memories. A user going from page to page will be treated by the website as a completely new visitor. Session cookies enable the websites you are visiting to keep track of your movement from page to page so you don’t get asked for the same information you’ve already given to the site. Cookies allow you to proceed through many pages of a site quickly and easily without having to authenticate or reprocess each new area you visit.
  • Permanent cookies: Persistent cookies help websites remember your information and settings when you visit them in the future. This result in faster and more convenient access since, for example, you don’t have to login again. Besides authentication, other website features made possible by persistent cookies include: language selection, theme selection, menu preferences, internal site bookmarks or favourites, among many others. On your first visit, the website is presented in default mode. During your visit, you select your preferences and these preferences are remembered, using persistent cookie, the next time you visit the site.
  • Third-party cookies: these are installed by third parties with the aim of collecting certain information to carry out various research into behaviour, demographics etc.

For instances, in our case, third-party cookies are considered those that have not been developed by or for Payxpert (owner of the domain and website www.payxpert.com and provider of the services of information that is offered through it), such as those used by social networks, or external content supplements such as Google Maps or Google Analytics.

Cookies used by this Website and its purpose

Payxpert owner of the domain of this website www.payxpert.com, states that this website, as of the date of updating this cookie policy, uses the following cookie categories:

There are three other types of Cookies: technical, profiling and third-party Cookies.

Cookies we use on our site are strictly linked to the performance of the site itself and we have grouped them into three main categories:

1) Essential cookies or those required for browsing:

These are for internal use only, essential for the basic operation of our site, such as those which give the user access to the site as a registered user both when logging in for the first time and on subsequent occasions. If you disable these Cookies we cannot guarantee that you will be able to use all the features and services of our site.

2) Analytics Cookies

These are cookies used by us and by third parties (see third-party Analytics Cookies) to collect anonymous statistics and help us understand how visitors interact with our Website, by providing information on the areas visited, the time spent on a specific Web page and number of clicks made. This information enables us to improve our performance as well as avoid fraud and improve the security of our Website

3) Third-party Analytics Cookies

Third-party services used on this Website and Additional Information

Google Analytics (Google Inc.): http://www.google.com/policies/privacy/

4) Performance Cookies

Improve user experience We use these Cookies to provide services that you have asked for, such as watching a video, commenting on a blog or interacting with third-party services such as social media. Storing your preferences enables our Website to activate specific personalised features.

The above technical Cookies do not require prior consent by the user to be installed and implemented. On the contrary, profiling Cookies require prior consent as they are used to track the user’s browsing activity and to create a profile based on his/her preferences in order to send advertising messages online.

5) Social network cookies

We use these Cookies to share content on social networks.

When clicking on the buttons of our social networks, it is possible that some pages of this website install third-party cookies to users, even if they do not have profiles or accounts in the various platforms, being session cookies usually expire at the end of it. It is not materially efficient to audit them, since the management companies of these networks vary the cookies to be installed often. For this purpose, we put at your disposal the privacy and cookies policies of such platforms:

Facebook Cookies: https://it-it.facebook.com/policies/cookies/

Google plus Cookies: http://www.google.it/intl/it/policies/technologies/cookies/

Linkedin Cookies: https://www.linkedin.com/legal/cookie-policy?_l=it_IT

Twitter Cookies: https://twitter.com/settings/security

6) Promotional or targeting Cookies Targeted Advertising managed by third parties

Targeted advertising Cookies managed by third parties can be stored on the user’s device by third-party advertisers, advertising networks, data exchange services, marketing studies, and other service providers. Targeted advertising Cookies managed by third parties collect information about the user’s browsing activity on the various Websites and online services to provide the user with relevant advertisements on our Websites and online services as well as those of third parties. Advertising networks may share this information with advertisers using their network. The information collected using these Cookies for targeted advertising managed by third parties does not identify the user personally.

Third-party services used on this Website and Additional Information:

Google AdWords Remarketing: http://www.google.com/policies/privacy/

AdWords Remarketing is a Remarketing and Behavioural Targeting service supplied by Google Inc. which links the activities of this Application with the Adwords advertising network and Cookie Doubleclick. Personal data collected: Cookies and User Data. Place where data is handled: USA – Privacy Policy – Opt Out

We ask users that, if they have any discrepancy or believe that a cookie is not present in the above list, please let us know through the contact section. The purpose of this list of cookies is to help recognize cookies in the user’s browser when visiting this website, as well as provide information to accept, block or disable them.

List of cookies

How do I manage or disable Cookies?

Since cookies are not strictly necessary to navigate through this website (aside from the exempt ones explained in this document), the user can block or disable them, through the configuration of the options of your Internet browser. All browsers allow the change in the configuration of cookies. As a user you have the possibility to revoke at any time the consent given for the use of cookies by Payxpert, configuring your browser for this purpose. For cookies modifying the configuration of your browser, you can follow the instructions specified by each browser:

Also, if you do not want your data to be collected with Google Analytics, you can install your browser opt-out add-on. More information here.

Finally, the user can go to the portal Your Online Choices where, in addition to finding useful information, you can configure, provider by provider, your preferences on third-party advertising cookies.

Modifications and updates

Payxpert can update and modify this Cookies Policy in accordance with new requirements of the applicable regulations or with the purpose of adapting this policy to the instructions issued by the Competent Authority in Data Protection.

Responsibilities and exemptions

Payxpert is not responsible for the content, or the veracity, or the update of the privacy policies that may have the third parties mentioned in this cookie policy.

The web browsers are the tools in charge of storing the cookies and, it is from these sites where you must make your right to eliminate or deactivate them.

Payxpert cannot guarantee the correct or incorrect treatment of cookies by the above browsers.

In some cases, it is necessary to install cookies so that the browser does not forget your decision of not accepting them.

Payxpert will update the hyperlinks provided in this cookie policy on a regular basis. However, it is possible that, in some moments, these do not correspond with the latest version published by the developer of each browser.

It may happen that some cookies used on this website are not related to an express action of Payxpert. This is because some pages of the website have inserted content from third-party websites. Because, in such cases, the mentioned content comes from another website, Payxpert is not responsible for the configuration control of said cookies.

If you want to change your cookie configuration preferences, you should consult the websites of these third parties to obtain information, according to the information provided above.

If you want to have more control over the installation of cookies, you can install programs or add-ons to your browser, known as “Do Not Track” tools, which will allow you to choose the cookies you wish to allow. Another option is to use the “incognito” or “private” mode of your browser that minimizes the use of cookies, not saving them on your device.

For any questions or queries about this cookie policy, please do not hesitate in contacting us through the contact section.

Cookies policy updated for the last time May 8th 2018.

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